As a local bankruptcy and foreclosure defense attorney here in Central Florida, I meet with many homeowners who have recently been served with foreclosure papers. The common question is “Now what?”
In response to that question, it is important to emphasize the significance of a homeowner’s participation in a foreclosure case. This is particularly important if that homeowner wants to try to save the home from foreclosure, but even if that is not the case, it’s important for a homeowner to participate in the foreclosure case in order to preserve his or her legal rights.
Typically, a foreclosure summons gives a homeowner twenty (20) days to file with the Court a written response to the foreclosure summons and complaint. I do not advise that homeowners act without counsel when filing pleadings in foreclosure cases.
I advise any prospective client or homeowner to sit down with legal counsel and go over the past history of their loan account, their current household financial circumstances, and their future goal regarding the property. With that information, an experienced attorney should be able to address their legal questions and explain their options as it relates to their property.
Please note that even if you have already been served with foreclosure papers, and you are well passed the initial twenty (20) day deadline to respond, IT’S NOT TOO LATE! As long as a scheduled foreclosure sale date for the property has not passed, YOU STILL HAVE OPTIONS! But, your time is more limited. It is imperative that you seek legal counsel immediately!
If you find that any of the above stated situations apply to you, please contact us! The attorneys at Tudhope Law, would gladly sit down to consult with you FREE of charge. We will review all foreclosure paperwork, while also considering the details surrounding your current financial status, and at the same time addressing each your individual specific goals and needs.