Deciding to take the first step towards filing for bankruptcy is a big choice. But now that you’re considering it, let’s get some of the confusion out of the way. What exactly is the difference between Ch 7 Bankruptcy and Ch 13 Bankruptcy? The first and main difference is going to be your monthly…

  Credit cards are a blessing and a curse. They can be beneficial for building credit and giving you certain perks such as travel rewards or cash back. However, when used incorrectly, they can tempt you to take on excessive amounts of debt. Most people don’t realize what they’re doing until they check the statement…

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