A Chapter 13 bankruptcy is similar to consolidation payment program for your unsecured debts. Unsecured debts consist of credit cards, medical debt, personal loans, and so on. The amount which is to be paid towards your unsecured debts is determined case by case, and is dependent upon each individual’s monthly income, expenses, and the individual’s…

Filing a Chapter 13 bankruptcy versus filing a Chapter 7 bankruptcy has its advantages. The primary advantage is that you can use a Chapter 13 bankruptcy to save your homestead. The Chapter 13 bankruptcy provides for a three (3) to five (5) year structured payment plan in order for an individual to save their homestead….

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